Critical setup guidance and must-know information for running your financial model effectively.
PayPeriod.AI models what actually hits your account. Enter your net pay after taxes and deductions. If you have alternating A/B paychecks with different deduction amounts, set both. Accuracy here drives accuracy everywhere.
Rollover mode carries your balance forward across pay periods — best for your main checking account. Save mode tracks a cumulative running balance within each month, showing how your surplus builds period by period, then sweeps the total to a linked savings account at month end — best for accounts where you want to see and automate savings accumulation. Getting this right determines how your entire forecast behaves.
The linked allocation system enforces mathematical balance. Every dollar from every paycheck must be allocated to an account. This is not a suggestion — it is what makes the model deterministic. If allocations do not equal income, your projections will drift.
Enter the actual due date for every bill and payment. PayPeriod.AI maps expenses to specific days within each pay period. Approximate dates produce approximate projections. Exact dates produce exact projections.
For expenses that change month to month — groceries, gas, utilities — mark them as variable. The system uses rolling averages to project these costs forward. Update actuals each period and the projection self-corrects over time.
The forecast is only as current as your last review. Each pay period, check your projected balances, mark expenses as paid, and adjust any upcoming amounts. This takes 5 minutes and keeps your model running at full accuracy.
The PayPeriod.Agent has full context on your financial model. Ask it questions like "Can I afford this purchase next period?" or "What happens if I increase my savings allocation by $200?" It reasons from your actual numbers, not generic advice.
Swipe left from any screen to open the built-in calculator. Use it for quick math while reviewing your finances — split a bill, calculate a tip, or check what an expense looks like after tax. It keeps you in context without switching apps.
Rollover accounts carry balances forward, so accuracy compounds over time. At least once a month, check your actual bank balance and update the starting balance in Setup. This recalibrates the entire forecast chain and prevents small discrepancies from snowballing into larger projection errors.